Other Loans

Loan against NSC/KVP

Persons, who are holding genuine NSCs/KVPs are allowed loan upto 70% of the value of NSCs/KVPs, after getting lien in Bank’s favour marked from the concerned post office.

Loan against deposits

Loan is allowed upto 80% of Deposits (FD/SFD & RD) to the depositors of the Bank.
Interest 2% above the actual interest rate of deposit is charged.
Loan is allowed promptly and without loss of any time.